The U.S. market for spot XRP exchange-traded funds (ETFs) is growing fast. Following the end of the Ripple legal case in late 2025, the industry now manages over $1.4 billion. Even though the XRP price (XRP-USD) is holding steady near $1.43, big investors are putting more money into these funds every day.
Big Investors Move into XRP Funds
Several major firms now lead the way for XRP ETFs. The Bitwise XRP ETF ($XRP) has seen millions in new cash recently, showing that professional traders are still buying. Other funds like the 21Shares Core XRP ETF ($TOXR) and the Canary XRP ETF ($XRPC) are also seeing steady growth. Together, these funds now hold about 2.3% of all XRP in existence, which shows that Wall Street is taking the asset seriously.
Clearer Rules Lead to New XRP Funds
This growth happened because the legal fight between Ripple and the SEC finally ended in August 2025. With clear rules in place, more companies are launching their own products. Grayscale ($GXRP) has turned its old trust into a modern ETF, and Franklin Templeton ($XRPZ) has launched a low-fee version to attract long-term savers. These moves make it much easier for regular people to buy XRP through their normal bank or brokerage accounts.
Even with all this new money, global events are keeping XRP’s price from jumping too high. High oil prices and Middle East tensions have made some investors cautious. Analysts at Standard Chartered ($SCBFF) recently lowered their expectations, cutting their year-end 2026 price target for XRP from $8.00 to $2.80. Geoffrey Kendrick, the bank’s head of digital assets research, noted that challenging price action for digital assets led to the 65% downgrade. Despite the lower target, the bank still expects the market to recover as more wealth platforms offer these ETFs to their clients.
Top XRP ETFs Now Trading
These are the main spot XRP ETFs you can buy on U.S. exchanges right now:
